
Most CFOs will say that their ERP data is real time. And they are correct. The moment an invoice is posted, a receipt recorded, or a journal entry completed, the system reflects it instantly. The problem is the assumption that follows.

European SMEs are being squeezed harder than most people want to admit. Costs keep rising, customers keep paying later, and finance teams are trying to manage cash with tools and processes that simply cannot keep up.

The Definitive 2026 Guide for SMEs and Mid-Market Companies (4–100 M€ Revenue). Let me open with the truth: we’re not the startup boasting about “180 autonomous closes”.

The CFO Tech Stack Is Reaching a Breaking Point. Finance has evolved rapidly. CFOs are no longer just closing the books, they drive strategy, risk steering, liquidity intelligence, and commercial efficiency. But their tools haven’t kept up.