How to Use AI in Accounting & Finance
The Definitive 2026 Guide for SMEs and Mid-Market Companies (4–100 M€ Revenue). Let me open with the truth: we’re not the startup boasting about “180 autonomous closes”.
We are not the startup bragging about “180 autonomous closes.”
We are the company that shipped its first pilot in Q4 2025 — and learned what actually works.
What we have:
- Real anonymised pilot data
- Hundreds of CFO conversations
- A clear understanding of what is real, what is marketing, and where the money actually is
Consider this the conversation we wish we had two years ago.
The state of play
Your stack: SAP Business One, Dynamics NAV, DATEV, Lexware, LucaNet, and heroic Excel.
It works — but only because your controllers perform daily miracles.
Meanwhile:
- Silicon Valley blogs promise fantasy autonomy
- Traditional vendors promise salvation via ERP replacement
Both are wrong.
What actually works today
Seven AI use cases already deliver real euros:
1. Touchless bank reconciliation
94–97% accuracy out of the box.
2. Intercompany eliminations
Manual journals reduced by 90%.
3. Invoice ingestion
~90% first-pass success on messy PDFs.
4. Daily FX revaluation
No more P&L shock.
5. IFRS schedules inside systems
Not in OneDrive.
6. 24/7 anomaly detection
Already prevented six-figure losses.
The three CFO questions
- Will auditors accept it?
Yes — with audit trails and compliance.
- Where does the data live?
Europe or overseas. Choose wisely.
- Do I replace my ERP?
No. ERP remains the legal system of record.
The 10-week test plan
Weeks 1–2: Show one real pain point
Weeks 3–6: Paid POC on one workflow
Weeks 7–10: Decide
No drama. Real numbers.
Final thought
The teams that win in 2026 will stop doing 2022 work.
The tech is ready — if you choose partners who understand European reality.
👉 https://aurelytix.com/contact
P.S.
Multi-agent vs co-pilot deep dive:
https://aurelytix.com/blog/the-next-evolution-of-the-cfo-tech-stack-multi-agent-systems-and-embedded-finance